"Higher interest rates are coming: What investors need to know…”

Mozamil Afzal | Chief Investment Officer is the Chairman of the EFGAM Asset Allocation Committee, and has overall supervisory

responsibility for the investment process. He joined EFG Private Bank in 1994, and was appointed as a director and Global CIO in March 2003 and

as a director of asset management in January 2000. He previously managed a series of fixed income funds and multi-asset class portfolios

and has held supervisory roles in multi-manager long only and hedge fund investments. Prior to joining EFG he was an investment analyst in

the Macro-economic Policy Division at HM Treasury. Moz holds a BSc Hons Degree in Mathematics from Middlesex University and an MBA

from Aston University.

About EFG International

EFG International is a global private banking group offering private banking and asset management services, headquartered in Zurich. EFG International's group of private banking businesses operates in around 30 locations worldwide, with circa 2,000 employees. EFG International's registered shares (EFGN) are listed on the SIX Swiss Exchange.